CalculatorsSelling
Seller Net
What you would walk away with at closing: your sale price, less your loan payoff and closing costs, with the year’s property tax settled between you and the buyer. Add your income to see what you could buy next.
Estimated net proceeds
Estimates only. Your lender’s written payoff statement and the closing attorney’s statement are the final figures. Compensation is always negotiable.
Rate for the next home. Source: Freddie Mac Primary Mortgage Market Survey (PMMS). National average for the week of November 12, 2026. It is an average for conventional purchase loans, not an offer of credit and not an APR.
How we calculate this
- Loan payoff. Your balance plus interest for each day after the last day your payments cover, through closing. We assume your payments are up to date.
- Closing attorney fees. A Terence Richardson Group estimate of $400, from a range of $300 to $500, for items such as wiring your loan payoff, recording at the courthouse and overnighting documents.
- Property tax. This year’s tax is estimated from the price and current tax rates, with a homestead exemption. Your real bill is based on the county’s value for your home, which can be lower, so enter the bill under Adjust the details if you know it. If the bill was due before closing, the estimate assumes you paid it and the buyer pays you back for the rest of the year. If not, you credit the buyer for your days.
- Compensation. Both compensation fields start blank, so the result shows your net before commission. Compensation is always negotiable. The buyer’s broker line counts only if you agree to pay it.
- Transfer tax. The estimate assumes the buyer pays the Georgia transfer tax, as the Georgia REALTORS purchase agreement assigns it. A contract can differ.
- What you could buy next. Enter your income and the estimate adds your sale proceeds to your savings, then finds the price that fits each budget level, the same way the How Much House calculator does. It assumes you sell first and buy second, with a conventional loan in the same county or city. The payment tested is the first-year payment, with no homestead exemption, plus any charges for service a county puts on the tax bill.
See the breakdown
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A calculator can’t look at your house.
When you want these numbers checked against a real home, a real lender quote and your timing, start with a conversation. If now isn’t the time, Terence will tell you.
